Find the Policy You Need – We make it easy to buy the builder’s risk insurance you need to protect your building from damage before it is complete. Our experienced staff in Dallas, TX, will help you find the appropriate level of coverage to protect you financially if something happens to the building during the course of its construction. When you request a quote, we will check with a number of insurance companies to find the best price for the coverage you need.

If you are building a new home or commercial building and need a builder’s risk policy, contact us. We will help you get the coverage you need to protect your interests.

About Bbuilders risk insurance dallas texasuilder’s Risk Insurance

A builder’s risk policy is generally only in effect during the construction or refurbishment of a building to protect it against damage from vandalism, fire, wind damage, lightning and other similar problems. In most cases, it will not cover situations, such as earthquakes, flooding, intentional damage by the owner or acts of war. While builder’s risk insurance is often purchased by the building owner, sometimes the contractors must purchase the policy as part of the contract. Steven Graves Insurance Agency in Dallas, TX, offers these policies to give building owners peace of mind as contractors work on their buildings.

Why Do You Need Builder’s Risk Insurance?

Obtaining a builder’s risk policy is essential for those who own property on which a new building will be constructed. In most cases, it is the owner’s responsibility to ensure the building is protected because it is on his or her property. While the contractor is responsible for any damages that result from his own negligence, any other damage becomes the responsibility of the property owner. During the construction phase, other types of insurance do not offer the necessary coverage. This type of coverage includes damage due to fire, high winds or other weather-related causes.